Now that my husband and I are retired, we live on a fixed income. Although I’m grateful to have a modest income, I have begun to realize that maintaining our health is costing us dearly. I have suffered with stomach ulcers in the past, and because of the medications I am presently on, I’m at risk for recurrent ulcers. My doctor recommended Nexium, which my insurance covered –– until it didn’t. I was then told to take the generic, esomeprazole. That was fine with me until I was told the co-pay had gone up from $5 for a 90-day supply to $50 for a monthly supply.